Flenley Broker Australia Financing Investment Help

FLENLEY
FINANCIAL GROUP

Your Property Investment Loan Checklist

Be prepared. Get approved. Maximise your returns.

Why You Need a Checklist

Investing in property is exciting — but loan applications for investors can be more complex than for home buyers.

A clear checklist helps you:

Your Property Investor Loan Checklist

Personal Identification

  • Passport or driver’s licence
  • Medicare card or secondary ID

Income Documents

PAYG Borrowers:

  • Recent payslips
  • Last year’s PAYG summary or Notice of Assessment

 

Self-Employed Borrowers:

  • 2 years’ tax returns and financials
  • BAS statements (if requested)

Existing Property Information

  • Rates notices
  • Rental income statements (if applicable)
  • Current loan statements

Expenses & Debts

  • Credit card statements
  • Personal loan statements
  • Details of any other liabilities

Savings & Assets

  • Bank account statements
  • Superannuation statements
  • Investment portfolio records (if applicable)

Proposed Property Details (if available)

  • Contract of sale
  • Rental appraisal or estimate
  • Building and pest inspection reports

Structuring Your Loan the Smart Way

Beyond the paperwork, how you structure your investment loan matters.

We’ll help you:

Lender Comparison

Compare 340+ lenders for the right loan

Loan Type

Choose between principal & interest or interest-only

Offset Setup

Set up offsets or redraw to manage cash flow

Accountant Collaboration

Maximise tax efficiency (we can also liaise with your accountant)

Our Fee Structure:

No Cost to You

We’ve built exclusive relationships with over 340 lenders.

When you choose a loan through Flenley, the lender pays us — not you. Our commissions come directly from the bank as part of the deal. There are no hidden fees or surprises.

It’s how we do things the right way.

Ready to Get Prepped for Your Investment Loan?

We’ll walk you through this checklist and make sure everything’s ready to get you the best deal — with less stress.

Or call us directly at 0461 559 105 for immediate advice.

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